€1 flat-fee trades – Pay just €1 per single trade, regardless of order size, with no minimum investment.

Free ETF savings plans – Invest in over 2,600 ETFs with zero commission and flexible monthly contributions.

2% annual interest on cash – Earn daily accrued interest paid monthly on unlimited uninvested balances.

Free debit card with 1% Saveback – Choose virtual (free), classic (€5), or mirror (€50) card with no annual fee and 1% cashback invested.

BaFin-regulated full German bank – Trade Republic Bank GmbH is licensed and supervised by BaFin and the Bundesbank.

€100,000 deposit protection – Customer funds are held in omnibus trust accounts at partner banks like Deutsche Bank and J.P. Morgan.

Wide range of assets – Trade over 12,400 stocks and ETFs, 600+ bonds, 50+ cryptocurrencies, and 300,000+ derivatives.

No account or inactivity fees – Keep your account open with zero maintenance costs, no matter how often you trade.

Yes, Trade Republic Bank GmbH is a fully licensed German bank regulated by BaFin and the Bundesbank. Customer funds are protected up to €100,000 under the deposit guarantee scheme via partner banks, and securities are held as your property in segregated custody accounts. Read more in the article about safety features and deposit protection limits.

Is Trade Republic safe and regulated?

Trade Republic charges a flat €1 commission per single trade. ETF savings plans are completely free. There are no account, deposit, withdrawal, or inactivity fees. However, credit card or e-wallet deposits after the first free one incur a 0.7% fee.

What fees does Trade Republic charge?

You earn 2% per year on all uninvested cash in your account. Interest accrues daily and is paid out monthly. There is no upper limit, and you can withdraw your money anytime without penalties. Read more in the article about tax implications for Belgian residents.

How does the Trade Republic's 2% interest on cash work?

Currently, you must have your permanent residence in Germany with German tax liability to open an account. You also need a European cell phone number and a SEPA bank account. Trade Republic is not yet available to residents of other countries. Read more in the article about account eligibility requirements.

Can I use Trade Republic outside Germany?

Saveback automatically invests 1% of your card spending into a savings plan of your choice. To activate it, you need an active savings plan of at least €50 per month. The maximum Saveback is €15 per month. The card has no foreign transaction fees. Read more in the article about card types and ATM withdrawal rules.

What is the Trade Republic Saveback feature?

Trade Republic review: €1 trades, 2% interest, free ETF savings plans & card. BaFin-regulated. Pros, cons, fees & FAQs.

Trade Republic review: fees, interest, card & safety (pros & cons)

Trade Republic

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