XM full broker review from experienced traders (2024) - TopForex.Trade

XM

Founded in 2009 and trusted by millions of users worldwide, XM is an international broker that allows operating numerous trading instruments through user-friendly desktop and mobile platforms under very favorable trading conditions.

Numbers of instruments
1380+
Regulated by
FCA
CySEC
IFSC
ASIC
Overall
98
Comissions & fees
97
Licensing & safety
99
Platforms & tools
99

XM

XM broker review: trade Forex, Crypto CFDs, stocks, metals and more

XM Broker review

XM Group emerges as a reputable online Forex and CFD broker, boasting a robust track record since its inception in 2009. Operating from Belize and regulated by entities such as CySEC and the Financial Services Commission, XM prioritizes a secure and transparent trading environment, exemplified by the segregation of client funds.

98
Min. deposit
5$
Min. Spread
0.6
Bonus
Max. leverage
1:1000
Used by
5000000+
Trading platforms
MetaTrader 5
MetaTrader 4
Web trader
Deposit methods
Bitcoin, Sofort, UnionPay, Neteller, Wire, Skrill
Regulated by
FCA
CySEC
IFSC
ASIC
98
Min. deposit
5$
Max. leverage
1:1000
Bonus
Used by
5000000+
Min. Spread
0.6
Trading platforms
MetaTrader 5
MetaTrader 4
Web trader
Deposit methods
Bitcoin, Sofort, UnionPay, Neteller, Wire, Skrill
Regulated by
FCA
CySEC
IFSC
ASIC

The broker’s diverse account options, including Micro, Standard, XM Ultra Low, and Shares, reflect its commitment to meeting the varying needs of traders. The inclusion of a free demo account enhances the learning journey by providing risk-free practice. The advanced MetaTrader 4 and 5 platforms, accessible on desktop and mobile devices, contribute to a seamless trading experience.

Beyond platforms and account options, XM enriches the trading journey with daily market analysis, economic calendars, and a wealth of educational resources. This commitment to client education and security, combined with diverse trading conditions and reliable platforms, positions XM as a solid choice for traders at all experience levels—making it a preferred option for both newcomers and seasoned traders.

Let’s delve into each aspect and appreciate the robust features that make XM Group a standout choice in the competitive world of online trading.

More than 1000 trading instruments
Leverage up to 1:1000
Spreads as low as 0.6 pips
Regulated by CySEC and FSC
Zero fees on deposits and withdrawals

 

XM safety and regulations

XM safety and regulations

XM stands as a beacon of security in the online trading realm, prioritizing a robust and trustworthy environment through stringent regulatory compliance. The broker is held accountable by esteemed financial authorities, with notable oversight from the Cyprus Securities and Exchange Commission (CySEC) and the Financial Services Commission (FSC). This steadfast commitment underscores XM’s unwavering dedication to upholding the highest regulatory standards in the industry.

A cornerstone of XM’s safety framework is the meticulous segregation of client funds. Every client’s funds are conscientiously held in segregated accounts, completely distinct from the operational funds of the company. This meticulous separation serves as a crucial safeguard for clients, especially in the unfortunate event of insolvency. In such scenarios, the segregation of client funds ensures they remain untouched and fully preserved, adding an extra layer of financial security for traders using XM’s platform.

 

XM trading instruments

XM trading instruments

XM presents a comprehensive and diverse array of trading instruments, providing traders with a multifaceted platform to pursue their financial goals across various markets.

Currency pairs trading with XM

In the realm of currency pairs, XM offers an extensive selection of over 50 options, encompassing majors, crosses, and exotics. Operating 24 hours a day, five days a week, traders benefit from the flexibility of leveraging up to 1000:1. The Ultra Low Accounts feature Zero Swap, contributing to a cost-effective and efficient trading experience. With tight spreads, transparent operations, and the absence of re-quotes, XM ensures a seamless and fair trading environment, devoid of hidden charges.

Stock CFD trading with XM

For those inclined toward stock trading, XM extends its offerings with Contracts for Difference (CFDs) on a diverse range of stocks from global markets. Traders can engage with over 300 different stock CFDs, representing companies from the US, UK, Germany, France, Spain, and Italy. A notable feature is the ability to trade fractional shares on Stock CFDs, providing greater flexibility for investors.

Turbo stocks CFDs trading with XM

In the realm of Turbo Stocks, XM introduces CFD products that leverage specific stocks with a substantial 200:1 leverage. This unique trading option operates within the span of a single trading day, allowing traders to capitalize on volatile intraday movements. With the opportunity to speculate on market uptrends and downtrends, lower spreads, and no additional fees, Turbo Stocks offer a dynamic and efficient trading avenue.

Commodities trading with XM

XM doesn’t limit its offerings to traditional assets and extends into the realm of commodities with CFDs. This opens up access to global commodity markets with flexibility and convenience. The range of commodity CFDs spans precious metals, energy, agricultural products, and industrial metals. Real-time trading is facilitated with competitive spreads, and similar to other CFDs, commodities can be traded on margin, allowing traders to engage with smaller amounts of capital.

Equity indices trading with XM

With equity indices, XM provides a cost-effective gateway to global equity markets, offering direct access to diverse economies. Traders can speculate on market trends with leverage up to 500:1, fostering portfolio diversification. Importantly, XM maintains a commitment to transparency by applying no extra fees in equity indices trading.

Shares trading with XM

XM caters to those seeking individual shares for their portfolios, enabling traders to engage with specific companies based on their investment preferences.

Cryptocurrencies trading with XM

For enthusiasts of the burgeoning cryptocurrency market, XM offers a dedicated trading avenue. Operating 24/7, traders can leverage up to 500:1, engage in both short and long positions based on market movements, and benefit from tight spreads and no re-quotes. The inclusion of cryptocurrencies adds an attractive alternative investment option alongside traditional Forex offerings.

In essence, XM’s expansive suite of trading instruments caters to the varied preferences and strategies of traders, providing a versatile and dynamic platform for navigating the complexities of the financial markets. Whether engaging in currency pairs, stocks, Turbo Stocks, commodities, equity indices, individual shares, or cryptocurrencies, XM’s commitment to transparency, competitive offerings, and flexibility positions it as a comprehensive and reliable broker in the online trading landscape.

 

XM trading platforms

XM trading platforms

When it comes to trading platforms, XM offers the popular MetaTrader 4 (MT4) and MetaTrader 5 (MT5) platforms. These platforms are widely recognized in the industry for their advanced charting capabilities, technical analysis tools, and automated trading features. Traders can access their accounts and trade on these platforms through desktop applications, web browsers, and mobile devices.

  • XM MetaTrader 4 (MT4) platform

XM’s MT4 platform stands as a testament to seamless trading execution. Offering a diverse instrument range of over 1000 options, it empowers traders to explore currencies, CFDs, and futures. Traders benefit from unified access to multiple platforms with a single login, competitive spreads as low as 0 pips, and full Expert Advisor (EA) functionality for automated trading.

  • XM MetaTrader 4 (MT4) WebTrader

Accessible via web browsers, the MT4 WebTrader enhances convenience. Traders can execute instant orders, conduct real-time analysis, and benefit from account synchronization across different platforms. The platform supports multiple languages, fostering inclusivity.

  • XM MetaTrader 5 (MT5) platform

Building on the success of MT4, XM introduces the MT5 platform, boasting over 1000 instruments, including stock CFDs, indices, and precious metals. With unified access to multiple platforms, competitive spreads, and advanced technical analysis tools, MT5 stands as a versatile multi-asset platform.

  • XM MetaTrader 5 (MT5) WebTrader

The MT5 WebTrader complements the downloadable version, offering accessibility without software installation. Traders can execute instant orders, access real-time quotes, and synchronize accounts seamlessly across platforms.

  • XM mobile trading platforms: MT4 and MT5 apps

Recognizing the importance of mobile trading, XM provides apps for Android and iPhone devices compatible with both MT4 and MT5. Traders enjoy account access, real-time quotes, interactive charts, and account management features, ensuring a comprehensive trading experience.

  • XM’s own mobile app

XM’s dedicated mobile app offers unique features, including access to over 1000 instruments, instant order execution with no re-quotes, account customization options, and advanced charts with over 90 indicators. Compatible with both MT4 and MT5, it provides traders with a tailored and flexible mobile trading experience.

In conclusion, XM’s suite of trading platforms caters to the diverse needs of traders, providing advanced features, competitive spreads, and seamless integration across desktop, web, and mobile devices. The commitment to accessibility, convenience, and innovation solidifies XM’s position as a broker dedicated to delivering a holistic and powerful trading experience.

 

XM trading accounts

XM trading accounts

XM offers a diverse range of account types, catering to traders’ unique needs and preferences. Each account type is designed with specific features, allowing users to tailor their trading experience based on factors such as leverage, spread, and contract size. Additionally, XM provides a demo account, offering a risk-free environment for users to practice and refine their trading skills.

  • XM Micro Account

The Micro Account, with a minimum deposit of $5, is tailored for traders seeking flexibility. Offering leverage up to 1000:1 and the option for an Islamic account, it provides a secure and accessible entry point into the world of trading.

  • XM Standard Account

Ideal for those looking for standard trading conditions, the Standard Account, with a minimum deposit of $5, offers competitive spreads as low as 1 pip. With a leverage of up to 1000:1, it provides a balanced approach for traders at various experience levels.

  • XM Ultra Low Account

For traders valuing ultra-low spreads, the XM Ultra Low Account is designed with spreads as low as 0.6 pips. This account type, with no swaps, caters to those who prioritize cost efficiency while maintaining the flexibility of leverage up to 1000:1.

  • XM Shares Account

Tailored for stock enthusiasts, the Shares Account, requiring a minimum deposit of $10,000, provides direct access to the equity markets. With no leverage but offering an Islamic account option, it suits traders seeking ownership rather than leveraged positions.

  • XM Demo Account

Recognizing the importance of learning without financial risks, XM offers a Demo Account. This invaluable resource allows users to trade on the live market with virtual currency, gain real-time experience, and experiment with various strategies at their own pace.

In conclusion, XM’s array of account types reflects its commitment to providing a versatile and inclusive trading environment, where traders can choose the account that aligns with their individual preferences and objectives.

 

XM deposits and withdrawals

XM deposits and withdrawals

At XM, ensuring a smooth and convenient financial experience is a priority, reflected in the diverse range of supported payment methods. Traders have the flexibility to choose from various options, including credit and debit cards, bank transfers, e-wallets, and more. The process is designed to be user-friendly, allowing clients to manage their funds effortlessly.

Upon opening an XM account, accessing the ‘Deposit’ or ‘Withdrawal’ sections in the Members Area unveils a comprehensive list of available payment methods. This user-centric approach empowers traders to select the method that aligns with their preferences and needs.

Whether it’s the simplicity of card transactions, the security of bank transfers, or the convenience of e-wallets, XM ensures that clients have a plethora of choices for both deposits and withdrawals. This commitment to providing a diverse and accessible financial framework exemplifies XM’s dedication to delivering a seamless trading journey for its users.

 

XM fees and commissions

XM Fees and commissions

XM broker distinguishes itself with a client-oriented fee schedule, prioritizing transparency and cost-effectiveness.

XM broker stands out by charging no commission on any transaction across all account types, excluding Shares. This means clients can execute trades without incurring additional fees, enhancing the overall affordability of trading.

A notable feature of XM’s approach is the absence of hidden fees. Traders can engage in transactions without the worry of undisclosed charges impacting their trades. The commitment to a fee-transparent environment contributes to a trustworthy and straightforward trading experience.

XM offers competitive spreads, recognizing that the trading landscape varies based on account type and asset class. The platform adjusts spreads accordingly, ensuring traders benefit from favorable pricing structures aligned with their specific trading preferences and goals.

In a further commitment to client satisfaction, XM follows a zero-fee policy for deposits and withdrawals. Clients can fund their accounts and withdraw funds without incurring any charges, fostering a financially accessible and user-friendly environment.

 

XM bonus programs

XM bonus programs

Primarily focusing on EU and US clients, XM presents three enticing bonus programs, enriched with additional perks such as free VPS and zero-fee deposits and withdrawals. These tailored bonus offerings are crafted to enhance the trading journey for clients in these regions, providing added value and convenience.

  • Exclusive offers

Besides, XM introduces a generous $50 Trading Bonus, equivalent to various currencies. This bonus requires no deposit, automatically crediting the account of new clients. While the bonus itself is non-withdrawable, all profits earned through trading can be freely withdrawn, offering a risk-free opportunity to explore the platform.

Complementing the trading experience, XM extends further benefits to all clients with deposit bonuses. Traders can enjoy a 50% Deposit Bonus, providing additional value of up to $500 or currency equivalent. Additionally, an extra 20% Deposit Bonus is available, enhancing deposits up to $4,500 or currency equivalent.

As a delightful surprise, XM periodically offers year-end bonuses, providing clients with up to 100% extra on all deposits. These special bonuses, presented from time to time, add an exciting element to the trading experience, allowing clients to maximize their returns.

 

XM Copy trading

XM Copy trading

XM invites traders to become part of a vibrant and engaged community. By joining, traders can share their ideas, insights, and experiences with a large network of enthusiastic investors. The community serves as a collaborative space where knowledge is exchanged, fostering a dynamic environment for learning and growth.

Through the Copy trading feature, users can follow and replicate the trades of experienced and profitable investors. This allows traders to benefit directly from the expertise of others, potentially enhancing their trading outcomes.

For those who have developed successful strategies, XM provides a platform to share these insights with the community. Traders can contribute their unique approaches and trading methodologies. As an incentive, XM offers the opportunity to earn up to a 50% profit share on the profits generated by followers who replicate their strategies. This encourages knowledge-sharing and collaboration within the community.

In essence, XM’s Copy trading features create a dynamic ecosystem where traders can learn, share, and replicate successful strategies. By connecting with a community of like-minded individuals, traders can enhance their trading journey and potentially increase their profitability through the collective wisdom of the community.

 

XM trading education

XM trading education

XM offers clients the opportunity to delve into the markets overview, gaining a deep understanding of current trends. Leverage XM Research for trade ideas and technical summaries, providing clients with the knowledge necessary for astute decision-making.

Clients can use the Learning Center to their advantage, with XM Live delivering real-time education. Stay connected with a Live Education Schedule, immerse in Educational Videos spanning diverse topics, and actively participate in interactive Forex & CFDs Webinars. Uncover the intricacies of trading through Platform Tutorials and comprehensive Forex & CFDs Seminars.

Besides, XM equips traders with a powerful array of trading tools to enhance their journey. Engage with the MQL5 community for algorithmic trading insights and strategies. Clients can make well-informed decisions using Forex Calculators that provide essential metrics for their trading adventure.

 

XM Forex trading: summary

XM Group is a trusted online Forex and CFD broker operating from Belize. Regulated by CySEC and the Financial Services Commission, XM prioritizes security with segregated client funds. Offering diverse trading instruments and account types, including Micro, Standard, XM Ultra Low, and Shares, XM ensures a tailored experience for traders. With the advanced MetaTrader 4 and 5 platforms, free demo accounts, and a commitment to education, XM enhances the trading journey. Tailored bonuses and promotions, including special offers for EU and US clients, add extra value. XM Group is your partner for a secure, diverse, and rewarding trading experience.


More about XM: 

Get an overview of the trading instruments offered by XM, including conditions and opportunities for dealing with currency pairs and CFDs on commodities, stocks, and indices. Take advantage of tight spreads and flexible leverage on a user-friendly platform.

Uncover comprehensive insights into the XM Group trading platforms, including MT4, MT5, web terminals, and the mobile app. Explore their technical characteristics, charting capabilities, and additional features such as Expert Advisors. Discover how to optimize your trading experience by opening an account with XM, granting access to free VPS hosting, an extensive library of educational materials, and on-the-go technical support through the mobile app.

Discover the advantages of trading with XM broker’s bonuses, including welcome bonuses and deposit bonuses. Learn about the eligibility requirements, risks, withdrawal restrictions, and where to find the latest information on XM’s current bonus offerings.

XM overall scores

This review was created for you to learn more about XM and decide on how well it suits your needs and values. We scored it using our own criteria and methodology to present you with a full, informative report. However, some info is clearer in numbers! Please, see XM final scores in areas that our experts consider high-priority.

Overall
98 points
Comissions & fees
97 points
Licensing & safety
99 points
Platforms & tools
99 points
Pros
Cons
Very wide range of trade instruments
Highly client-oriented fee policy and trade conditions
Special perks for traders from Singapore, Malaysia, Philippines, and Japan
Attractive bonus programs
Very diverse educational base
Well-trusted and experienced
The choice of trading platforms is limited by MT4 and MT5
Broker doesn’t service the US nationals

XM broker FAQ

XM Forex broker has earned the confidence of millions of traders globally since its establishment in 2009, attesting to its legitimacy and trustworthiness.
XM offers various bonuses and promotions, including deposit bonuses, trading bonuses, and special promotions for specific regions or periods.
XM broker is licensed and regulated by CySEC and FSC.
XM provides a diverse range of trading instruments, including currency pairs, stocks, commodities, indices, and Cryptocurrencies.
XM offers various account types, including Micro, Standard, XM Ultra Low, and Shares, catering to different trader needs.
XM supports the widely recognized MetaTrader 4 (MT4) and MetaTrader 5 (MT5) platforms, known for their advanced features and user-friendly interfaces.